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What is TDI?
Temporary Disability Insurance (TDI) is a state-mandated “wage replacement” program that pays benefits to partially replace loss of wages due to off-the-job sickness or injury. As a complement to Worker’s Compensation insurance, TDI ensures that workers are protected both on and off the jobsite. With few exceptions, all employers in Hawai`i with one or more employees (full-time, part-time, or temporary) are required to provide TDI as part of their disability benefits package for employees.
TDI provides financial support to eligible employees during times of need. In providing both Worker’s Compensation and TDI coverages, employers can rest easier knowing that their employees are protected for both on-and-off the job injuries and illnesses. Employees will be comforted knowing that they’re covered by a 100% local TDI provider that understands their unique needs
Temporary Disability Insurance for Hawaii Businesses
Temporary Disability Insurance (TDI) is a “wage replacement” program that pays benefits to partially replace lost wages due to off-the-job sickness or injury (including pregnancy). With few exceptions, all employers in Hawaii with one or more employees (full-time, part-time or temporary) are required to provide disability benefits for its employees.
Wholly owned subsidiary of HEMIC, Hawai`i’s leading provider of Workers’ Compensation insurance
Employers’ Protective Insurance Company (EPIC) is excited to offer a new Temporary Disability Insurance (TDI) solution to Hawai`i businesses. By combining cutting edge technology with world-class customer service, we’re proud to provide fast, convenient and high-quality service at competitive prices.
As a wholly owned subsidiary of HEMIC, the leading provider of Workers’ Compensation insurance in Hawai`i, we leverage our technical expertise in managing disability along with state-of-the-art technology to provide exceptional and affordable services for the benefit of Hawai`i’s businesses and employees. Our clients enjoy simple, online, automated processes.
Hawai`i businesses now have the option to cover both state-mandated insurances – Workers’ Compensation for on-the-job injury and illnesses and TDI for off-the-job injury and illnesses – under one roof.
Learn more about us here.
HEMIC is the State of Hawai`i’s leading workers’ compensation insurance company, caring for more than 6,700 businesses and 75,000 workers across the Hawaiian Islands. Rated “A” (Excellent) for financial strength by A.M. Best, HEMIC is a mutual insurance company and has returned more than $38 million dollars in dividends to its policyholders over the past 13 years. An expert in safety, HEMIC helps employers prevent workplace injuries, care for injured workers, and help them return to productive capacity. To learn more about HEMIC, please visit www.HEMIC.com.
Employers’ Protective Insurance Company
P.O. Box 859
Honolulu, HI 96808
Join Our Team
Looking for an EPIC opportunity to replace “business as usual” with creative, innovative solutions for tomorrow? Are you ready to make a difference for Hawai`i’s businesses and their workers? Join our team at Employers’ Protective Insurance Company, Hawai`i’s Temporary Disability Insurance carrier.